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Robert A. Bankruptcy Lawyer Queens NY 73-19 172nd Street, Queens, NY 11366 (718) 206-1035


Filing For Bankruptcy in NYC: The New Trend



In the last five years, over 2 million individuals filed for bankruptcy. Millions more are in serious financial jeopardy. Economists estimate that for every family that declares bankruptcy, there are seven more that should based on their debt load.

Credit card abuse, for the most part, is a myth perpetuated by the credit card companies. The truth is the majority of individuals and families in financial trouble can be directly linked to circumstances beyond their control: the loss of a job, a medical crisis, or a family crisis such as a death or divorce.

And while bankruptcy is one avenue for dealing with debt issues, there are other alternatives.

Whatever you decide to do, DO NOT FALL for "consolidation" or "credit repair" schemes.

Generally, letting a property go into foreclosure or conducting a 'short-sale' are both ineffective and potentially destructive choices to your credit when considering your property status.

Robert Aronov appears in Stanford "Who's Who" Among Practicing Attorneys and has the experience of several thousand successful bankruptcy transactions. We are a full service debt relief agency. Take advantage of your legal right to financial freedom now.

Chapter 7:


Chapter 7 is the liquidation chapter of the Bankruptcy Code. Chapter 7 cases may be filed by an individual, corporation, or a partnership. Under chapter 7, a trustee is appointed to collect & sell all property that is not exempt & to use any proceeds to pay creditors.

Chapter 13 Bankruptcy


Chapter 13 bankruptcy allows you to keep all of your property while you repay your debt, even large homes and expensive cars. In addition, it protects you from foreclosure on your home if you uphold the payment plan you developed in the course of the Chapter 13 process.